Privacy Policy
Effective September 2006
HR Simplified understands that Visitors to this Web site are concerned about the privacy of information. The following summarizes our privacy policies with respect to personally identifiable information that we collect through this Web site about individuals who use or visit this Web site. It also identifies the categories of third party persons or entities with which we share the collected personally identifiable information.
Online Information Collection
When an individual consumer visits this Web site ("Visitors"), we may collect certain kinds of personally identifiable information. The information we collect will vary depending upon the function the Visitor selects and the information the Visitor provides. For example we may collect the following categories of personally identifiable information:
- Name
- Physical address
- An e-mail address
- Birthday
- Phone number
- Policy or plan information
- Social Security Number
- Account information
Summary Information
We may automatically collect summary information, stored in a "cookie" specific to this Web site. This information is used to improve the content of our Web pages. No other information is gathered from your browser. The summary information is not traceable to a particular Visitor unless the Visitor has voluntarily identified himself or herself. If a Visitor logs in to conduct business, transactions may be tracked and changes maintained on our backend systems for both troubleshooting and confirmation purposes. Any information requested to conduct business is for our internal use to service your request.
If you supply us with your e-mail address on-line you may receive periodic messages from us with information on your plan or upcoming events.
Information Sharing
Unless prohibited by law, we may share the information we collect about Visitors with affiliate companies of HR Simplified that perform services for us in the processing or servicing of our consumers' transaction; we may also share information with third parties in response to a subpoena; to prevent fraud; to comply with an inquiry by a government agency or other regulator; or as necessary for other legal purposes.
We Do Not Share Medical Information
HR Simplified does not share medical information with affiliates or with third parties for any purpose other than for providing and servicing your benefit plan(s), accounts, claims or contracts; as allowed by the relevant laws protecting your privacy; or in circumstances where you consent.
Changes to our Online Privacy Policy
HR Simplified may make changes to our online privacy policies occasionally. We recommend that Visitors to our site review our Online privacy policies from time to time to learn of new privacy practices and changes to our policies.
Links to other sites
The privacy policies of HR Simplified apply only to this Web site. Websites operated by non-HR Simplified related entities may link to and from our Web site and may have different privacy policies from the ones described here at www.hrsimplified.com or www.mypretax.com or www.cobraexpress.com. Visitors should read the privacy statements of other Web sites they visit for information regarding their specific privacy practices.